Terms of Use

Last updated: July 2, 2026

These Terms of Use ("Terms") constitute a legally binding agreement between you and Jethesaplama ("we", "us", "our", or the "Company") governing your access to and use of this website and all content, features, and services offered on or through it (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must discontinue use of the Service immediately.

1. Eligibility

By using the Service, you represent and warrant that you are at least 18 years of age, or the age of legal majority in your jurisdiction, and that you have the legal capacity to enter into these Terms. If you do not meet these requirements, you must not access or use the Service.

2. Nature of the Content

The Service publishes general informational and educational content covering topics such as insurance, finance, loans and credit, legal matters, real estate, software, artificial intelligence, web hosting, and cybersecurity. This content is provided for general informational purposes only and does not constitute professional, financial, legal, medical, or investment advice of any kind. We are not a licensed financial institution, law firm, insurance provider, or registered advisor. You should not rely on any content on the Service as a substitute for consultation with a qualified professional before making any decision. Your use of, or reliance on, any information on the Service is entirely at your own risk.

3. Acceptable Use

You agree that you will not, and will not attempt to:

  • Use the Service for any unlawful purpose or in violation of any applicable local, national, or international law;
  • Copy, reproduce, distribute, republish, scrape, or create derivative works from any content on the Service without our prior written consent;
  • Interfere with, disrupt, or attempt to gain unauthorized access to the Service, its servers, or any connected networks;
  • Introduce viruses, malware, or any other harmful code through the Service;
  • Impersonate any person or entity, or misrepresent your affiliation with any person or entity; or
  • Use any automated system, including bots, crawlers, or scrapers, to access the Service in a manner that sends more requests than a human could reasonably produce, except for standard search engine indexing.

We reserve the right, at our sole discretion, to restrict, suspend, or terminate your access to the Service, without notice or liability, for any conduct that we believe violates these Terms or is otherwise harmful to us, other users, or third parties.

4. Intellectual Property

All content on the Service, including but not limited to text, graphics, logos, icons, images, and software, is the property of Jethesaplama or its licensors and is protected by copyright, trademark, and other intellectual property laws. No right, title, or interest in or to the Service or any content is transferred to you. Any use of the Service or its content not expressly permitted by these Terms is strictly prohibited.

5. Third-Party Links and Services

The Service may contain links to third-party websites, products, advertisers, or services that are not owned or controlled by us. We do not endorse, and are not responsible for, the content, accuracy, products, services, or privacy practices of any third party. Your interactions with any third party found on or through the Service are solely between you and that third party, and you agree that we shall have no liability whatsoever arising from such interactions.

6. Disclaimer of Warranties

THE SERVICE AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, ERROR-FREE, OR THAT ANY CONTENT IS ACCURATE, COMPLETE, RELIABLE, OR CURRENT. YOU ACKNOWLEDGE THAT YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK.

7. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL JETHESAPLAMA, ITS OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE SERVICE OR ANY CONTENT, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS (USD $100) OR THE AMOUNT YOU PAID US, IF ANY, TO USE THE SERVICE IN THE TWELVE MONTHS PRECEDING THE CLAIM, WHICHEVER IS GREATER.

8. Indemnification

You agree to defend, indemnify, and hold harmless Jethesaplama and its officers, directors, employees, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from: (a) your use of and access to the Service; (b) your violation of any term of these Terms; (c) your violation of any third-party right, including without limitation any intellectual property or privacy right; or (d) any claim that your use of the Service caused damage to a third party.

9. Changes to the Service and These Terms

We reserve the right, at our sole discretion, to modify, suspend, or discontinue the Service, in whole or in part, at any time and without notice or liability. We also reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting to this page with a revised "Last updated" date. Your continued use of the Service after any changes constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically.

10. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Service will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

11. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws applicable in our jurisdiction of operation, without regard to its conflict-of-law principles. Any dispute arising out of or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, and you consent to the personal jurisdiction of such courts, unless otherwise required by mandatory local law applicable to you.

12. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions of these Terms shall remain in full force and effect.

13. Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Jethesaplama regarding your use of the Service and supersede any prior agreements between you and us relating to the Service.

14. Contact Us

If you have any questions about these Terms, please contact us via the details available on our Contact page.

Disclaimer: These Terms of Use are provided for general informational purposes as a template and do not constitute legal advice. Laws governing online terms of service, liability limitations, and consumer protection vary by jurisdiction. We strongly recommend having this document reviewed and customized by a qualified legal professional before publishing it on a live website, to ensure it accurately reflects your business practices and complies with all laws applicable to you and your users.